How the 3leaf Payment Terminal App Works
The 3leaf Payment Terminal app is a fast, secure, and hardware-free way to accept contactless card payments — directly on your iPhone using Stripe Terminal and Apple’s Tap to Pay technology.
Unlike Stripe’s own app, where Tap to Pay is just one of many features — and full account access is exposed to whoever holds the phone — 3leaf Payment Terminal is purpose-built for front-line use. It keeps things simple, focused, and secure.
With a streamlined interface and fewer steps from launch to payment, 3leaf Payment Terminal is ideal for cafés, retail, events, and teams who need a no-fuss way to take payments — without handing over your Stripe dashboard.
- 🔒 Restrict access: Let staff take payments — not control your business.
- ⚡ Faster flow: Get from app launch to payment in seconds.
- 🎯 Purpose-built: 100% focused on Tap to Pay. No clutter. No distractions.
- 📱 Ready to go: Connect Stripe. Accept payments. Done.
Turn any modern iPhone into a sleek, secure payment terminal — with no extra hardware and no compromise on speed or simplicity.

🔧 How to Get Started
- Create an account at 3leaf.it and purchase access to your personal Token URL — ready to use with Stripe Tap to Pay.
- Download and install the 3leaf Payment Terminal app from the App Store onto your iPhone.
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Open the app and enter your Token URL and Stripe Location ID under Settings — this securely connects your Stripe account to the app.
If you purchased access through 3leaf.it, you can simply scan the QR code provided in your dashboard to set everything up in seconds — no typing required.
- Start accepting contactless card payments instantly using Tap to Pay on iPhone — no additional hardware required.
Already have your own Token URL and server access? No problem — the app works seamlessly with any valid Stripe Terminal token endpoint. You can get started immediately, with no subscription or purchase required from 3leaf.
Not sure what a token URL is or why it’s required?
Read our quick technical guide to understand how it works and why it’s essential for Tap to Pay.
🔐 Powered by Stripe
We use Stripe Terminal under the hood to handle payments securely. You connect your own Stripe account — meaning you stay in full control of your payouts, dashboard, and financial reporting.
📱 Device Requirements
- iPhone XS or newer
- iOS 16.4 or higher
- Active internet connection (Wi-Fi or cellular)
- A Stripe account with Tap to Pay enabled
💬 Need Help?
Visit our Help & FAQ section or contact us if you need assistance connecting your Stripe account, setting up your token URL, or testing Tap to Pay.